Xotic AI is the platform where the character you design is the same one you text, photograph, film and call. We tested the builder, the chat, the image engine and both paid plans so you know exactly what you get before you pay.
Our score out of 10 · Reviewed on 12 November 2026
Independent review. If you sign up through our links we may earn a commission from Xotic AI. It never changes what you pay and it never changed our score.
Xotic AI is an adult AI companion platform run by Xotic Tech OÜ in Tallinn. You pick a girlfriend from the Explore page or build one from scratch, then you chat with her, ask her for photos, turn those photos into short videos, call her by voice or video and play multiplayer stories called Worlds. Everything runs in the browser on desktop and phone, with the menus available in several languages.
The part that sets it apart is simple: one character, every feature. On many sites the girl in the photo never quite looks like the one in the builder. On Xotic AI the face stays the same from the creator to the chat to the selfie she sends you, which is why we rate the builder as the best we have seen.
Gender, realistic or anime style, origin, age from 18 to 50, eyes, hair, body, voice, one of 15 personalities, kinks and hobbies. Under advanced options you write her backstory (up to 2,000 characters), a scene, her opening message and her outfit. A Fill with AI button completes anything you leave empty.
Filter by realistic or anime, girlfriends, characters, community creations, video calls and Worlds. At the top sits the Girlfriend Experience, a programme with relationship levels, gifts and a girlfriend who texts you first.
Ask her for a snapshot, describe the scene in a free text field and the photo lands in the conversation. One image costs 50 XOT. Blurred teasers she sends on her own unlock for 50 XOT too.
Every photo has a Create Video button. The Studio adds NOVA clips of 5 to 15 seconds in 720p or 1080p, talking videos, long clips with sound up to 30 seconds and an editor to join clips together.
With Ultimate or Elite you call any character. A voice call costs 50 XOT per minute, a video call with the animated live-call girls costs 250 XOT per minute.
Pick a scenario like The Resort or Office Hours, choose your avatar and play solo or invite friends into the same room. A narrator sets the scene and several characters take part. A turn costs 10 XOT.
On Elite she texts like a real girl and sends photos when you ask, with no story around it. Ultimate members get a one-time taste of 10 messages and 3 photos.
Claim a reward every day and build a seven-day streak worth 600 XOT, double on Elite. That is on top of the XOT included in your plan.
Email or Google sign-up. You get 5 free messages, one custom character and a one-time welcome balance of 200 XOT.
Choose one from Explore or open New Character and go through looks, personality, voice and backstory. Her first image costs 50 XOT from your welcome balance.
Regular one-on-one chat is unlimited on a paid plan. Use Snapshot to get a picture in the conversation, then Create Video if you want it to move.
After the fifth message Xotic offers Ultimate. Yearly billing halves the monthly price and gives you the whole year of XOT up front.
Prices are shown in US dollars. In the EU you are charged the same amounts in euros, and the plans page always shows your own currency. Both paid plans can be cancelled at any time.
XOT is the in-app currency. Regular text chat on a paid plan is free; generation is not. The official price list, updated on 25 October 2026, says:
| One image in chat, Studio or the builder | 50 XOT |
| 5-second NOVA clip | 250 XOT in 720p, 450 XOT in 1080p |
| Long clip with sound, 30 seconds | 750 XOT |
| Talking video | 100 XOT per second |
| Voice call | 50 XOT per minute |
| Video call | 250 XOT per minute |
| Girlfriend Experience message after the first 15 | 10 XOT |
| A turn in a World | 10 XOT |
One month of Ultimate, 1,000 XOT, is about 20 images, four short clips in 720p or 20 minutes of voice call. Members can top up with packs: 2,200 XOT for $19.99, 7,000 for $49.99, 16,000 for $99.99 and bigger ones up to 110,000 XOT. Failed or cancelled generations are refunded automatically.
Yes, Xotic AI is worth it, and most of all if you want to design your own girl. Few builders go this far, from the voice to the first message, and the photos actually look like the character you built. Worlds, calls and the Studio add more variety than most rivals.
Start with the builder, fill in every field before the first image, and give her an outfit that fits her story. If you like how she writes, Ultimate on the yearly plan is the deal to take.
| Character builder | 5.0 / 5 |
| Chat quality | 4.9 / 5 |
| Photos and Studio | 4.9 / 5 |
| Explore and Worlds | 4.8 / 5 |
| Discretion | 4.7 / 5 |
| Ease of use | 4.7 / 5 |
| Value for money | 4.6 / 5 |
Payment is handled on a page built into Xotic by the provider Upgate, with Visa, Mastercard, Apple Pay and Google Pay. The charge appears on your statement as Xotic AI, and the confirmation email comes from noreply@xotic.ai with a neutral subject line.
Your chats and the characters you create are private until you publish them. Images and videos stay in your gallery unless you post them to the feed. In a shared World, the other players read what you write. Xotic blocks content involving minors or real people and is strictly 18+.
To cancel, open Settings, then Subscription, then Cancel Subscription. No reason is required and you keep your benefits until the paid period ends. The first time you cancel, Xotic offers 500 XOT once if you stay.
You can sign up for free, send 5 messages, build one character and spend a one-time 200 XOT welcome balance. Unlimited chat, image and video generation, calls and Worlds need Ultimate or Elite.
Ultimate is $24.99 a month or $149.99 a year, which works out at $12.50 a month. Elite is $74.99 a month or $449.99 a year. In the EU you pay the same amounts in euros.
XOT is the currency for images, videos, calls and premium messages. Ultimate includes 1,000 XOT a month and Elite 6,000. Daily login rewards add up to 600 XOT a week, and members can buy packs from $19.99.
Elite has six times the XOT, full Sexting mode, 2.5× deeper memory, group scenes with up to 10 characters, double daily rewards and free Auto Reply. For chat, photos, videos and calls, Ultimate is enough.
Yes, on Ultimate or Elite. A voice call costs 50 XOT per minute and unused seconds of the last minute are refunded. Video calls with the animated live-call characters cost 250 XOT per minute.
The menus switch to several languages from the top bar, and the characters answer in the language you write in. Our tests in German produced long, natural replies.
Xotic AI. Xotic says so on the checkout page itself.
No, unless you post them to the feed or publish a character. Only in a shared World do the other players read along.
Settings, Subscription, Cancel Subscription, then confirm. You keep access until the end of the paid period.